Monday 18 July 2022

seventy two Gambling Approaches for a Fervent Gambler.

 While most of the gambling facts you might have acquired in Las Vegas can be useful in online gambling it's important that you realize there are some critical differences. But with a familiarity with the important points surrounding your chosen game, and armed with some gambling tips from experienced online players, you will find online gambling not really a fascinating and exciting adventure bit also a way to turn your gambling hobby into a profitable venture.

Critical Rules for Every Game

1. Never chase after your losses. Don't increase your bets because you're losing and would like to get even; only increase your bets included in a pre-determined strategy.
2. Don't gamble at any game that you don't understand. Learn it first.
3. Don't gamble and drink at the same. It's hard enough to win at gambling even without dulled senses.
Money Management - General Guidelines
4. You'll lose more frequently than you win and the longer you play the much more likely that fact is. And it's true whether you're speaing frankly about hands of blackjack, rolls of the roulette wheel or throws of the dice.
5. The key to winning is to increase your wins and to minimize you losses.
6. Learn and memorize the odds at this game you have chosen to play as well as the best strategies to use in an effort to increase your winnings at that specific game.
7. Never gamble with "dear" money; only gamble with "excess" money. Quite simply, never gamble with money that you will need, or may require, to pay your everyday living expenses.
8. If you're playing against other players online this really is doubly important. When you start gambling with "dear" money another player will sense your heightened stress and play accordingly - often bullying you out of a bet because they know you're more tentative with your "dear" money.
9. Set an end loss amount and stay glued to it. Divide your total gambling bankroll into four separate amounts. Divide each of those amounts into four smaller amounts. If you lose one of the smaller amounts, change tables or games or simply take a break. If you lose your whole first allotment, stop gambling for the day.
10. Be disciplined and avoid the gambler's demise of going into the next allotment when you feel your luck "just has to show around."
11. Plan ahead. When you start a gambling session determine the amount that you want to win (be realistic) and whenever you reach that time put the amount of money away and walk.
12. If you are winning, draw some cash occasionally from your gambling bankroll and use it into a "do not touch" bankroll to safeguard that portion from further risk.
13. No money management system will ever overcome your house advantage within the long term. You'll always lose more frequently than you win. The key is that you need to win more big bets and lose more small bets.

Money Management - Positive Progression Systems

14. A Positive Progression System is one in which you increase the amount of your bets whenever you win and decrease the levels of your bets whenever you lose. To use this method properly you need to set up a "standard" betting unit.
15. Your "standard" betting unit should be a comfortable percentage of the gambling bankroll that you will be dealing with for a specific gambling session. For instance, if your session's bankroll is $100, you could make your "standard" betting unit $10.00. This way you'd have the ability to play at the least 10 betting events before running out of funds even if you lost all 10 events in a row.
16. These systems enable you to win relatively large amounts during a hot streak while assisting to minimize your losses during cold streaks. interwin88

17. A common example of this strategy is to add one-half of the amounts you win to the next bet. For instance, at blackjack in the event that you win a hand with your "standard" betting unit of $10.00 you'd add $5.00 to the bet on another hand for an overall total bet of $15.00. If you win that hand you'd add $7.50 to the $15.00 for a bet of $22.50 on another hand. When you eventually lose a hand, come back to your "standard" betting unit of $10.00 on another hand and start the system all over. Obviously used these increases of 50% will undoubtedly be approximate.
18. Another more difficult system is always to continue to keep your bankroll split into a certain amount of units and then bet one unit on each event. As you win, your total bankroll becomes bigger so each unit will grow and you'll be betting larger amounts. As you lose, your units, and bets, become smaller.
19. Set up a system for drawing a few of the winnings from your gambling bankroll occasionally to place it into your "do not touch" bankroll. For instance, whenever you double your bankroll you could take one-half of the winnings to place into the "do not touch" bankroll. If you feel a lengthy winning streak using a Positive Progression System the winnings can grow dramatically.

Money Management - Negative Progression Systems

20. A Negative Progression System is one in which you increase the amount of your bets whenever you lose and decrease the levels of your bets whenever you win. Again, to use this method properly you need to establish your "standard" betting unit.
21. The most frequent negative progression system could be the Martingale System. Here you double the amount of your bet in the event that you lose and come back to your "standard" betting unit whenever you win. For instance, at blackjack in the event that you bet $10.00 and lose you'd bet $20.00 on another hand. If you win that hand you'd then lower your bet to the "standard" $10.00 bet for these hand. In most gambling, the Martingale system will always fail in the long run.
22. This method can be extremely frustrating because during a hot streak you're winning only your "standard" betting unit. And during cold streaks you're continually losing bigger and bigger amounts.
23. Remember, draw some cash occasionally from your gambling bankroll winnings and use it into a "do not touch" bankroll.

Playing Roulette

24. American roulette is one of the worst casino games that you can play because your house advantage under standard rules is 5.26% or higher.
25. European roulette supplies a lower house advantage under standard rules of 2.7% since there are fewer slots with just one "0" instead of the "0" and "00" in American roulette.
26. All bets on in American roulette give your house an advantage of 5.26% with one exception: the "0", "00", 1, 2, 3 combination bet gives your house a bigger 7.89% advantage.
27. All roulette betting systems rely on the inaccurate assumption that the consequence of previous spins can predict future results. Unless the system is defective or fixed, each spin carries exactly the same odds as every other spin.
28. The most used betting system at roulette could be the negative progression system known as Martingale (see #17). As in other games, the Martingale utilized in roulette will always fail in the long run.
29. Due to the heavy house advantage if you are playing not merely for amusement but to win money you might as well take a shot at the larger payoff bets and hope that you will get lucky.
30. Try a modified positive progression system at roulette. Divide the amount you're willing to get rid of at one roulette session into 35 "standard" betting units. Choose one number and bet one unit on that number (must be at the least equal to the table minimum bet). Continue playing one unit on that same number before you either win or run from your 35 unit bankroll. If you win, bet two units on the same number and continue betting two units on that number before you either win or lose your bankroll. If you win again, walk away!
31. Roulette is a relatively slow moving game compared to other online games, so it will get you an extended time to get rid of your bankroll.
32. Do not play roulette as a means to win money; the chances are fat and only the house. Play roulette only as a means to own fun and pass enough time without losing a fortune quickly.

Playing Baccarat

33. Baccarat is one of the easiest casino games to play and supplies a relatively low advantage to your house of just 1.06%.
34. There might be as much as 12 to 14 players at a dining table, with the role as dealer passed round the table much whilst the dice are passed around a craps table.
35. All players may bet on each hand and the bets are either on the "player", on the "dealer" or on a tie. With the exception of the tie bet, baccarat is significantly like betting heads or tails on the flip of a coin.
36. Neither banker nor player could make any decisions regarding play; the rules of the game stipulate what must be finished with every hand and a home "dealer" supervising the game will direct the play accordingly.
37. Winning bets on the player or the dealer both pay even money, minus a 5% commission paid either during the time of the bet or when the player leaves the table.
38. Winning bets on a tie usually pay 8 to 1, again minus a 5% commission.
39. In a 8-deck game, your house advantage is slightly less for a "banker bet" and dramatically higher for a "tie bet", so it appears most logical to bet only on the banker.
40. As in all online gambling, card counting is meaningless as the deck(s) is usually shuffled after each and every turn in baccarat.

Playing Blackjack

41. Blackjack offers one of the lowest house advantages at around .60%, but expert players can in fact create situations where the player posseses an advantage.
42. For the serious player there are many complex strategies that need time and dedication to master.
43. Never just sit down cold at a table. Blackjack tends to be a game title of streaks, so watch a dining table for a couple hands to find out when it is a hot or cold table for the players.
44. A "soft" hand is a hand by having an Ace that can be counted as whether 1 or an 11 in value and still keep carefully the hand's total at 21 or less.
45. A "hard" hand is a hand by having an Ace that must definitely be counted as 1 in value in order to keep carefully the hand's total at 21 or less.
46. A beginning or social player should stay glued to the generally accepted rules of the fundamental blackjack strategy.
47. Never be afraid to take a card that could bust you. Always play the odds; don't let the fear of a bust prevent you from having a card whenever you know it's the choice with the highest possibility of success irrespective of how small that probability may be.
48. Read one of many excellent books on counting cards if you are seriously interested in blackjack and willing to pay lots of time practicing and perfecting your play. As in all online gambling, card counting is of little value as the deck(s) is usually shuffled after each and every hand. In blackjack, however, with many players at a dining table it might be good for that one hand

Thursday 14 July 2022

Politisi Ingin Melindungi Kami Dari Kejahatan Judi On the web.

 Ini adalah bagian 3 dari serangkaian artikel multi-bagian tentang undang-undang anti-perjudian yang diusulkan. Dalam artikel singkat ini, saya melanjutkan diskusi tentang alasan yang diklaim untuk membuat undang-undang ini diperlukan, dan kenyataan yang ada di dunia nyata, termasuk koneksi Jack Abramoff dan sifat kecanduan judi online. Para legislator berusaha melindungi kita dari sesuatu, atau mereka? Semuanya tampaknya hanya sedikit membingungkan untuk diungkapkan. Seperti disebutkan sebelumnya dalam artikel sebelumnya, DPR, dan Senat, sekali lagi mempertimbangkan masalah "Perjudian Online". RUU telah diajukan oleh Anggota Kongres Goodlatte dan Leach, dan juga oleh Senator Kyl. RUU yang diajukan oleh Rep. Goodlatte, Undang-Undang Larangan Perjudian Internet, menyatakan niat untuk memperbarui Undang-Undang Kawat untuk melarang semua bentuk perjudian online, untuk membuatnya ilegal bagi bisnis perjudian untuk hanya menerima kredit dan transfer elektronik, dan untuk memaksa ISP dan Operator Umum memblokir akses ke situs terkait perjudian atas permintaan penegak hukum. Dengan cara yang sama, Rep. Goodlatte, Sen. Kyl, dalam undang-undangnya, Larangan Pendanaan Perjudian Internet yang Melanggar Hukum, melarang bisnis perjudian untuk hanya menerima kartu bank, transfer elektronik, cek, dan cara pembayaran lainnya untuk tujuan menempatkan taruhan ilegal, tetapi tagihannya tidak membahas mereka yang memasang taruhan. RUU yang diajukan oleh Rep. 

Leach, Undang-Undang Penegakan Perjudian Internet Melanggar Hukum, pada dasarnya adalah salinan dari RUU yang diajukan oleh Sen. Kyl. Ini berfokus untuk mencegah bisnis perjudian menerima kartu bank, transfer elektronik, cek, dan pembayaran lainnya, dan seperti halnya tagihan Kyl tidak membuat perubahan pada apa yang legal atau ilegal. Dalam kutipan dari Goodlatte kami telah "Pengabaian total Jack Abramoff untuk proses legislatif telah memungkinkan perjudian internet untuk terus berkembang menjadi apa yang sekarang menjadi bisnis dua belas miliar dolar yang tidak hanya merugikan individu dan keluarga mereka sendiri tetapi membuat ekonomi menderita dengan menguras miliaran dolar dari Amerika Serikat dan berfungsi sebagai kendaraan untuk pencucian uang." Ada beberapa poin menarik di sini. Pertama-tama, kita hanya memiliki sedikit salah arah tentang Jack Abramoff dan pengabaiannya terhadap proses legislatif. Komentar ini, dan lain-lain yang telah dibuat, mengikuti logika bahwa; 

1) Jack Abramoff menentang undang-undang ini, 2) Jack Abramoff korup, 3) untuk mencegah terhubung dengan korupsi, Anda perlu memilih undang-undang ini. Ini benar-benar tidak masuk akal. Jika kita mengikuti logika ini secara ekstrem, kita harus kembali dan membatalkan semua RUU yang didukung Abramoff, dan memberlakukan RUU apa pun yang dia lawan, terlepas dari isi RUU tersebut. Perundang-undangan harus disahkan, atau tidak, berdasarkan keunggulan undang-undang yang diusulkan, bukan berdasarkan reputasi satu orang. Juga, ketika Jack Abramoff menentang tagihan sebelumnya, dia melakukannya sehubungan dengan eLottery kliennya, mencoba untuk mendapatkan penjualan tiket lotre melalui internet dikecualikan dari undang-undang. Ironisnya, perlindungan yang dia cari adalah salah satunya tagihan baru, karena lotere yang dikelola negara dapat dikecualikan. Oleh karena itu, Jack Abramoff mungkin dapat mendukung undang-undang ini karena undang-undang tersebut memberikan apa yang dia cari. Itu tidak menghentikan Goodlatte dan lainnya dari menggunakan aib Abramoff baru-baru ini sebagai sarana untuk membuat tagihan mereka terlihat lebih baik, sehingga menjadikannya bukan hanya tagihan anti-judi, tetapi entah bagaimana juga tagihan antikorupsi, sementara pada saat yang sama bermanfaat. Abramoff dan kliennya. Selanjutnya, adalah pernyataannya bahwa perjudian online "menyakiti individu dan keluarganya" ;. 

Saya berasumsi bahwa apa yang dia bicarakan di sini adalah masalah perjudian. Mari kita luruskan rekornya. Hanya sebagian kecil penjudi yang menjadi penjudi bermasalah, bukan hanya sebagian kecil dari populasi, tetapi hanya sebagian kecil penjudi. Selain itu, Goodlatte akan membuat Anda percaya bahwa perjudian internet lebih membuat ketagihan daripada perjudian kasino. Senator Kyl telah melangkah lebih jauh dengan menyebut perjudian online sebagai "kokain dari perjudian", menghubungkan kutipan tersebut dengan peneliti yang tidak disebutkan namanya. Sebaliknya, para peneliti menunjukkan bahwa berjudi di Internet tidak lebih membuat ketagihan daripada berjudi di kasino. Faktanya, mesin judi elektronik, yang ada di kasino dan trek balap di seluruh negeri lebih membuat ketagihan daripada judi online. Dalam penelitian oleh N. Dowling, D. Smith dan T. Thomas di School of Health Sciences, RMIT University, Bundoora, Australia “Ada pandangan luas bahwa permainan elektronik mungkin merupakan jenis perjudian yang paling 'membuat ketagihan', sehingga memberikan kontribusi lebih menyebabkan perjudian bermasalah daripada setiap aktivitas perjudian lainnya. Akibatnya, mesin game elektronik disebut sebagai 'crack-kokain' perjudian judi online bet 138" ;.

Wednesday 13 July 2022

Bond Trading -- Present Relationship Uncertainty.

 Most investors have a tendency to allocate a quantity to "bonds" and then forget about them. Many believe very little ever happens in the bond market and a bond is just a bond. Investors often believe a bond portfolio is typically pretty stable/safe and doesn't need the maximum amount of time and attention and "analysis" whilst the stock portion of these portfolio. Besides, bonds are sort of complicated and hard to figure out for most investors. There has been some interesting and unprecedented things going on in the bond market in the last several months that merit investor's full attention. This all started with the sub-prime mortgage meltdown and has quickly spread to many the areas in the credit markets. Many bonds are still unattractive as investments. It is a good time for investors to review how much of these portfolio they've dedicated to bonds and what they own inside their bond portfolios.

Three extremely unusual bond market facts recently:

1. 10-year Treasury bond yields are still below the inflation rate (cpi). Very rare.

2. Some inflation protected bond yields have gone negative. Never happened before.

3. Tax-free municipal bond yields have also been above taxable Treasury bond yields.

US Treasury Bonds

High quality bonds like US treasury bonds did perfectly as investors experienced a "flight to quality" in the markets. It has made these high quality bonds less attractive investments anticipating in my own opinion. Bond prices relocate the alternative direction of interest rates, and long-term (10 year) bonds are a whole lot more volatile (risky) to changes in interest rates (up and down) than short-term (1-2 year) bonds. Investors have sold riskier bonds in the recent credit market panic and rushed into US treasury bonds pushing these bond prices up, and pushing the interest rate (yields) on these bonds down seriously to surprisingly low levels. bonds to invest in the UK Right now 2 year treasury bonds are yielding no more than 1.6%, and 10 year treasury bonds are yielding no more than 3.5%. After taxes and inflation these "safe" bonds will likely end up in negative real returns for investors (after adjusting for inflation). Would you genuinely wish to lock in negative real after-tax returns over another 2-10 years in your portfolio? I don't. Generally speaking interest income on bonds is taxable as "ordinary income" at the bigger federal tax rates around 35% (US Treasury bonds aren't taxed at the state level). The after-tax return of a 10-year treasury bond is estimated at 3.5% * (1-.35) = 2.27% per year. If you subtract the recent inflation rate of around 3% you get an estimated real after-tax return of -.7% per year. The real after-tax return on 2-year treasury bonds is all about -1.9% (assuming 3% inflation). That is unlikely to satisfy many people's investment goals and retirement dreams. These "safe" investments in US treasury bonds that investors have rushed into in the last several months don't really look so great looking forward. Investors have purchased them as a safe temporary hiding place since riskier bonds and stocks have all been declining in value recently. I do believe cash/money market funds will likely provide better returns than US treasury bonds over another year, with less interest rate risk. I also think stocks provides definitely better returns than US treasury bonds over another few years.

Inflation and Bonds

Rising inflation may be the #1 enemy of bond investments. Most bonds are "fixed" income investments offering the exact same dollar value of interest income annually (and they're not adjusted upwards for inflation). Rising inflation also tends to end up in higher interest rates, which in turn causes bond prices to decline (remember bond prices and interest rates relocate opposite directions). There are numerous signs that inflation is increasing in the USA. The price tag on oil has shot around new record levels of $100+ per barrel in the last few months. Other commodity prices such as for example wheat, corn, gold, and iron ore have spiked as well in the last year. The price tag on things such as for example healthcare, college education, and food continue to improve as well. The "headline" consumer price index (cpi) has risen 4.3% in the last 12 months (as of January), but excluding oil and food it has been up 2.7%. The government's recent actions to cut short-term interest rates, increase the money supply, and provide fiscal stimulus (rebates) to the economy typically lead to raised expected future inflation (and interest rates). The US dollar has weakened significantly in the last year in accordance with other currencies. A weaker US dollar is also inflationary as goods imported into the US cost more in dollars.

How about TIPS (US Treasury inflation protected bonds)?

If inflation is picking up shouldn't we buy TIPS? Inflation protected bonds have performed perfectly recently as well because of the rush to the safety/liquidity of US treasury bonds of all kinds (regular and inflation-protected) and the increased concerns about rising inflation. This stampede has triggered record low interest rates on TIPS as well, making them look less attractive. TIPS offer a certain annual (real) yield above the official inflation rate (cpi). This real or after-inflation yield is locked in when you buy, and at this time it is very small. On many TIPS bonds the interest rate has fallen to about zero (and some have amazingly dropped to slightly below zero), compared for their historical yields of around 2.0%. Negative interest rates on TIPS bonds hasn't happened before. Lots of people believe that the inflation measure utilized by the federal government for TIPS bonds (cpi) understates the real inflation rate in the economy. If inflation is headed to 4%-5%+ TIPS will significantly outperform almost every other types of bonds (which will probably incur losses).

The US economy and Treasury bond investments

If the economy falls in to a hard recession over another 6 months interest rates might go still lower, resulting in gains in treasury bond prices from current levels. That (recession) may be the scenario that's necessary to make money in treasury bonds over another 6 months. The US economy is very near or in a recession right now.